The Challenge To Be Financially Literate. #SHGenworth

Hey All!

As a woman, future wife, and someone with a family, I am ashamed to say I am some one who used to have a ton of credit card debt. It was very irresponsible of me, but frankly I had no idea about my finances and no one ever taught me the value of money. My mother was a shopaholic and she honestly would just buy and buy to keep up appearances with the rich neighbors we used to have.

Trying to keep up with a rich lifestyle when you’re poor only makes you more poor! She had to declare bankruptcy twice! Yes twice. I vowed to never do that, but when I was in college I wanted to make movies and attend film festivals. I didn’t have the money, so I charged everything I wanted to do. I thought of it as an investment in my education and didn’t think about all the money I would have to pay back afterwards.


While I was living it up in college I had at least 10 different credit cards! By the time I left college I not only had over $100,000 in student loans, I also have $25,000 in credit card debt! I refused to file for bankruptcy, so I found a debt consolidation agency and red tons of amazing articles like this one called  Women and Money – Why You Need to Take Control Now.

I paid off my credit card debt and I’m much more financially literate now. It was a challenge to learn to live with out credit cards, But I truly value money now and I’m happy I don’t have any credit cards! I try to teach my family to not make the same mistakes as I did. When I have a little girl of my own one day, she’ll learn early the value of money and won’t make the same mistakes I did!

This Genworth Financial Guide for Women is a great resource for helping you learn how to maintain your finances and to teach you to be financially literate.


I hope this info helps you to be more a little smarter with your finances!


Disclosure: Information for this post is sourced from Genworth Financial in partnership with the SheHeard Influencer Network. I will be supported by this post, However all opinions and stories of my family are my own.


All Rights Reserved © Brite & Bubbly 2020
Design by Noirve | Development by Alchemy + Aim