Reaching My Credit Journey Finish Line!

Thank you Lexington Law Firm for sponsoring this post. Lexington Law Firm’s team understands that a credit score is not just a number; it’s a lifestyle.

Hey All!

As you all know, I’ve been working with the amazing folks at Lexington Law Firm to repair my credit. I needed their help to get my credit back on track because my credit became terrible in 2019. I had gotten behind on some of my bills and student loans for a number of reasons I touched on in my previous post.  Nothing has given me more stress than having to deal with bad credit! 

It was a nightmare when we were trying to move and find a new place to live. Everywhere we applied for an apartment wanted both my husband and I to have perfect credit. It’s something I’ve vowed to never go through again and 2020 is the year we complete this journey.  It’s been a long road to try and repair the damage that was done to my credit, but I’m happy to say we’re almost to the end of the road.

If you haven’t heard of Lexington Law Firm, They are the oldest and most respected name in credit repair! They are also the only player in the category with the legal experience and technology to both advocate and drive results for consumers. They not only help you with getting your credit back on track, they teach you how to live a credit-healthy lifestyle. 

I think this is amazing because I firmly believe you really need to learn what you’re doing wrong before you can do anything right. The Lexington Law Firm professionals have truly democratized the credit repair market, making their credit repair knowledge accessible for the everyday consumer.

They’ve taught me about various Acts that have helped me repair some of my credit such as The Fair Credit Reporting Act (FCRA), Fair Credit Billing Act (FCBA), Fair Debt Collections Practices Act (FDCPA), The Service Members Civil Relief Act (SCRA), The Truth in Lending Act (TILA), and even the Health Insurance Portability and Accountability Act (HIPAA). These laws give consumers like you and me the legal right to dispute inaccurate items on our credit reports. The folks at Lexington Law have a deep understanding of all these complex consumer protection laws that I could never figure out on my own. They have truly helped me understand my rights and use the law to fix credit errors.

I don’t know why I ever tried to go on this journey alone. I now will have Lexington Law Firm on my side until my credit is back to normal. Why do I trust them so much you ask?

Well Lexington Law Firm is also a CROA (Consumer Credit Protection Act) compliant organization. This means it is regulated extensively with auditors and regulators. Just like if you hired a CPA or MD to manage your taxes or health. I’d rather have someone who’s regulated on my side!

With their help and the amazing tools they’ve provided, I’ve been able to get items removed from my credit report that should have never been on it. They’ve managed to get 25% of these questionable items removed thus far. That’s 25% more than I could ever get removed on my own! When I was trying to get things removed off my credit report by myself, nothing would ever get removed. I was always given some ridiculous answer as to why it couldn’t be removed.

Now with Lexington Law Firm, everything that has been removed has stayed removed. It’s been amazing to see. They’ve sent countless letters on my behalf for removals to all the credit reporting agencies and we’re waiting to hear back if they will be removed. Once we get everything removed, I’m sure we’ll see my credit score improve. It will be a huge burden lifted as well.

I’ve enjoyed watching my credit score climb slowly since I started this journey. Slowly but surely, we’ll be getting to the finish line this year. I would never have come anywhere near the finish line if it wasn’t for Lexington Law Firm! I’m already waving my hands with joy with how far we’ve come already.

If you’re looking to get help with trying to repair your credit, be sure to check out Lexington Law! They can definitely help you get back on track!

I couldn’t do it without them and I’m sure you’ll agree if you try them as well!